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October 2026 Surcharging Ban: The Retailer’s Survival Guide to the RBA Payment Overhaul

The Australian retail landscape is facing its biggest regulatory shake-up in a decade. Starting October 1, 2026, the Reserve Bank of Australia (RBA) is completely banning customer surcharges on EFTPOS, Mastercard, Visa, and American Express transactions. While the government is simultaneously lowering the merchant fee caps that banks can charge you, losing the ability to […]